Your farm -
protected.
What it's about
Buildings, contents and income: the foundation of your farm needs cover that keeps the whole picture in view .
Three policies for liability, property and income.
Liability & environment
Business and environmental liability for farms: when your farm causes harm to other people, their property or the environment.
- Injury, property damage and financial loss to third parties
- Damage caused by your animals on pasture and road
- Environmental damage to soil and water
- Defence against unjustified claims
Contents & buildings
Farmhouses and farm buildings, barns, sheds and contents: covered against the major perils.
- Fire, lightning and explosion
- Storm and hail
- Escape of water
- Burglary and vandalism
Loss of income
When your farm stands still after property damage, the costs keep running. Loss of income insurance replaces lost revenue and ongoing costs.
- Lost revenue, e.g. from milk or fattening
- Ongoing costs such as wages and rent
- Extra costs, e.g. for temporary housing or contractors
- For an agreed period after the damage
What is the difference between liability and contents & buildings?
Liability pays when you cause damage to others. Contents & buildings covers damage to your own property.
Are floods and heavy rain covered?
Natural hazards such as flooding, heavy rain or landslides can be added. Your quote shows whether this is possible for your location.
How long does loss of income insurance pay?
For as long as agreed. You set this period, the indemnity period, when you take out the policy.
Areas
All areas at a glance.
Manage your agricultural insurance simply online.
Clear information, clearly explained benefits and direct online sign-up – for your farm or your clients' farms.