Aerial view: tramlines in a green cereal field

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What it's about

Today a farm is also a business, with contracts, data and responsibility. We cover what happens in the office and online .

Three policies for management, legal matters and IT.

Real-life example

An investment in the biogas plant goes wrong. The partners hold the managing director personally liable.

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Directors' liability (D&O)

Protects managing directors and board members of agricultural businesses if they are accused of a management error.

Cover includes

  • Assessment and defence of unjustified claims
  • Compensation for justified financial losses
  • For limited companies, GmbH & Co. KG and cooperatives
  • Protection of personal assets
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Real-life example

Your landlord ends a lease early. You want to fight it and need a lawyer.

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Legal expenses

Support in disputes over leases, contracts, neighbour law or fines. For your farm and family.

Cover includes

  • Disputes over leases and supply contracts
  • Employment law for your staff
  • Traffic law for farm and private vehicles
  • Criminal and fine proceedings
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Real-life example

Malware encrypts the computer in the farm office. Feeding and invoicing grind to a halt.

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Cyber

Milking robots, feeding, accounts: much of it runs digitally today. Cyber insurance helps when hackers or malware bring the farm to a standstill.

Cover includes

  • Immediate help from IT specialists in an emergency
  • Restoring data and systems
  • Business interruption after an attack
  • Liability for data protection breaches
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FAQ

Frequently asked questions.

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Does a family farm need D&O insurance?

As soon as the farm is run as a company with appointed managing directors, it can make sense. We're happy to advise you on your legal form.

When does legal expenses cover start?

Many areas have a waiting period after you take out the policy. The exact periods are set out in the policy terms.

What should I do after a cyber attack?

Report the incident immediately. If the attack is covered, IT specialists help you secure and restore your systems.

Areas

All areas at a glance.

To the overview
MachineryTractors, machinery and tyres.You are here Renewable energyBiogas and solar PV.You are here ManagementD&O, legal expenses and cyber.You are here FarmLiability, buildings and loss of income.You are here Livestock yield lossFor cattle, pigs and poultry.You are here Crops & goodsStores in the barn and in the field.You are here Fire layerExtra fire cover for high values.You are here All insurance productsWith a recommendation for what suits your farm.

Manage your agricultural insurance simply online.

Clear information, clearly explained benefits and direct online sign-up – for your farm or your clients' farms.

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