High values -
protected.
What it's about
Large farms have high values. The fire layer sits as an extra layer on top of your existing fire insurance.
For farms whose values exceed their base cover, and for produce stored outdoors.
Real-life example
A fire destroys a shed, machinery and stores. The damage exceeds the sum insured by the base policy.
Fire layer
Additional fire cover above your existing sum insured, so that even very high values stay fully covered.
- Fire, lightning and explosion
- Applies above the sum insured by your base policy
- For buildings, machinery and stores
- Adds to your existing policy
Open field, on demand
Fire cover for produce stored outdoors, such as straw and hay in the field. For exactly the period you need it.
- Straw, hay and silage bales outdoors
- Fire, lightning and arson
- Flexible term as needed
- Sum insured to match the amount in store
What is a layer?
A layer is an additional tier of cover. It applies when a loss exceeds the sum insured by the policy underneath.
Do I need existing fire insurance?
Yes, the fire layer builds on base cover. You can take this out with the Contents & buildings policy.
How flexible is Open field, on demand?
You decide the period and the amount, for example for the weeks between harvest and collection.
Areas
All areas at a glance.
Manage your agricultural insurance simply online.
Clear information, clearly explained benefits and direct online sign-up – for your farm or your clients' farms.